Welcome back. Here are the three remaining tips from a recent Business Insider article on how to protect yourself financially during and after a divorce.

2. Pay attention to your credit. It's very important to protect your credit when going through a divorce, the article said. Joint debt can be very difficult to split, which is why it's a good idea to separate loan and credit card accounts immediately.

Typically, splitting jointly-held debt requires the couple to either pay off the debt or have one party removed from the loan and the other party refinance. This is a crucial step.

One thing you do not want to do is sign over the ownership of a car or home to your ex but leave your name on the loan. It could leave you responsible should your ex stop making payments, the article pointed out.

3. Make sure your bases are covered with insurance. Insurance is something that many people who are getting divorced forget to consider. Especially when it comes to health or dental insurance, you may not realize that you depend on your ex for coverage, and you don't want to be left suddenly without it.

The article said that a good idea is to pick a date when you and your spouse will change insurance information, and make sure you are able to get your own before then.

You should discuss health, auto and homeowners insurance. It's not worth the risk to go any length of time without coverage.

4. Consider the tax implications of divorce. Your taxes are probably going to look differently once you are single instead of married. You will have a new filing status and may have new taxable income or deductions such as alimony to include.

The article said that filing taxes the first year after your divorce will be the most difficult, and you want to make sure you get it right. It is a good idea to start preparing early and possibly hire a tax expert for help, the article recommended.

These are some good tips for people to consider before, during and after a divorce. Of course, it's always beneficial to use the assistance of an experienced divorce attorney to make sure that all of your bases are covered.

Source: Business Insider, "GETTING A DIVORCE? Here's How To Untangle Your Finances," Angela Colley, Jan. 4, 2012